# International travel insurance: plans from $3.19/day
> Get affordable international travel insurance from Baraglo. Plans start at just $3.19/day for comprehensive medical coverage worldwide. Get your instant quote!
- **Canonical:** https://baraglo.com/blog/international-travel-insurance
- **Published:** 2026-06-01T20:43:07.156+00:00
- **Updated:** 2026-06-21T03:00:05.751523+00:00
- **Category:** Travel Insurance
- **Author:** Equipo Editorial Baraglo — Editores especialistas en seguros de viaje internacionales
- **Expertise:** Seguro de viaje Schengen, ETIAS, Visa Schengen, Seguro de viaje Estados Unidos, Seguro de viaje Canadá, Cobertura médica internacional, Convenio Schengen, Viajeros dominicanos, Viajeros ecuatorianos, Viajeros bolivianos
- **Keywords:** international travel insurance
## About the author

Equipo editorial de Baraglo On Trip Protect, correduría de seguros de viaje regulada en República Dominicana, especializada en pólizas internacionales con respaldo OneAlliance y HAS Companies.

**Credentials**

- Correduría de seguros regulada en República Dominicana
- Alianza estratégica con OneAlliance (HAS Companies, 25 años, red global 800.000 proveedores médicos, certificaciones ISO/HIPAA)
- +5.000 pólizas emitidas a viajeros LATAM (2024-2026)
- Especialistas en cumplimiento Convenio Schengen (EUR 30.000 mínimo) y ETIAS

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Secure your global adventures with comprehensive international travel insurance from Baraglo. Our plans, starting from just $3.19 per day, provide robust medical coverage and 24/7 assistance, ensuring you have financial protection and peace of mind no matter where your travels take you.

# International Travel Insurance: Plans from $3.19/day

## What Is International Travel Insurance and Why Is It Essential?

International travel insurance is a specialized policy designed to protect you from a range of unforeseen events and financial losses while you are in a foreign country. Think of it as your financial safety net for medical emergencies, trip disruptions, and other travel-related mishaps. Its primary purpose is to cover medical expenses that your standard domestic health plan likely won't, but its benefits extend far beyond just healthcare.

A common and dangerous misconception is that your local health insurance from your home country in Latin America will cover you abroad. In the vast majority of cases, this is not true. Domestic public and private health systems are designed to operate within national borders. Once you step onto foreign soil, their coverage typically becomes invalid or severely limited, leaving you personally responsible for 100% of any medical costs you incur. This can be financially devastating, especially in countries with notoriously high healthcare prices.

Consider the cost of medical care in the United States. A simple visit to an emergency room for a minor issue can cost thousands of dollars. A broken leg requiring surgery could easily result in a bill exceeding $50,000. Hospitalization for a more serious illness can climb into the hundreds of thousands. Without insurance, such an event could lead to financial ruin. **Unlike domestic health insurance, which generally does not cover you abroad, international travel insurance is specifically designed to handle medical emergencies anywhere in the world.** It ensures you have access to quality medical facilities and that the bills are handled by your insurer, not your life savings.

Beyond the critical financial protection, travel insurance provides invaluable peace of mind. Knowing that you have a 24/7 multilingual assistance line to call in an emergency is incredibly comforting. Whether you need to find a reputable doctor, arrange for a medical evacuation, or deal with a lost passport, a dedicated team is there to support you. It transforms a potential crisis into a manageable situation, allowing you to focus on your health and well-being instead of logistics and costs. To learn more about our commitment to your safety, you can see [how Baraglo works](/about-us) to protect travelers like you.

## Why Choose Baraglo? Simple, Transparent, and Built for You

In a world of complex insurance policies and hidden fees, Baraglo stands for simplicity and radical transparency. We believe getting the right protection for your trip should be straightforward and affordable. That's why we've eliminated confusing policy jargon and complicated pricing. With Baraglo, you get a clear, per-day price, so you know exactly what you're paying for and what you're getting. Our mission is to provide world-class coverage that is accessible to every traveler from Latin America, with a focus on your specific needs and destinations.

We built Baraglo with three core principles in mind to ensure you get the best experience:

    - Unbeatable Value: Baraglo's international travel insurance starts at $3.19 USD per day, providing one of the most affordable and transparent pricing models on the market. We offer direct-to-consumer pricing without middlemen, passing the savings directly to you.

    - Comprehensive Coverage: Our plans are designed to provide robust protection where it matters most. From emergency medical expenses and evacuations to support for travel inconveniences, we've got you covered.

    - 24/7 Global Support: Your safety is our priority. Our multilingual emergency assistance team is available around the clock, anywhere in the world, to help you navigate any situation, big or small.

To make your choice even easier, we've designed four simple plans. Whether you're a budget backpacker or seeking maximum protection for a family vacation, there's a Baraglo plan for you. You can easily [compare our travel insurance plans](/#quote) and get an instant quote on our homepage.

### Baraglo's International Plan Comparison

| Plan | Price per Day | Medical Coverage | Ideal For |
| --- | --- | --- | --- |
| Basic | $3.19 USD | $20,000 USD | Budget travel to Latin America & select destinations. Not valid for Europe. |
| Standard | $4.99 USD | $35,000 USD | Meeting Schengen Area requirements and general global travel. |
| Essential Plus | $5.29 USD | $50,000 USD | Excellent protection for trips to the USA, Canada, and for travelers wanting extra security. |
| Premium | $8.99 USD | $100,000 USD | Maximum peace of mind for high-cost destinations or travelers seeking top-tier coverage. |

*Note: Prices are per person. A 50% surcharge applies to travelers over 75 years of age.*

## How to Choose the Right Coverage for Your Destination

Choosing the right international travel insurance plan doesn’t have to be complicated. The most important factor is your destination, as healthcare costs and entry requirements vary significantly around the world. At Baraglo, we've tailored our plans to match these needs, ensuring you're always adequately protected without overpaying.

### Travel to Europe & the Schengen Area

If you're traveling to any of the 27 countries in the Schengen Area, having proof of travel medical insurance is a mandatory entry requirement for many non-EU nationals. The policy must provide a minimum of €30,000 (approximately $32,000 USD) in medical coverage. To meet this requirement with confidence, we recommend our Standard Plan. **For travel to Europe's Schengen Area, the minimum required medical coverage is €30,000. Baraglo's Standard Plan offers $35,000 USD of coverage for only $4.99/day, fully meeting this requirement.** This plan gives you compliant coverage plus a comfortable buffer. For even greater peace of mind, the Essential Plus and Premium plans are also excellent options. Please note that our Basic plan, with $20,000 coverage, is **not** sufficient for meeting Schengen Area entry rules. Investing in proper [travel insurance for Europe](/seguro-schengen?utm_source=blog&utm_medium=article&utm_campaign=blog-relinked-v2) is non-negotiable.

### Travel to the USA & Canada

The United States and Canada are known for having the highest healthcare costs in the world. A minor medical issue can quickly escalate into a major financial burden. A single night in a U.S. hospital can cost over $2,000, not including doctor's fees, tests, or treatments. Because of this, traveling to these countries with minimal insurance is extremely risky. We strongly advise our travelers to select a plan with higher coverage limits. The Essential Plus plan, with $50,000 in coverage, offers a solid layer of protection for a great price. However, for the most robust security and ultimate peace of mind, we recommend our Premium Plan. **Baraglo offers plans with up to $100,000 USD in medical coverage (Premium Plan at $8.99/day), recommended for destinations with high healthcare costs like the USA and Canada.** This level of coverage ensures you are prepared for more serious accidents or illnesses.

### Travel to Asia, Latin America, and Other Regions

For destinations in Asia, most of Latin America, Africa, and Oceania, healthcare costs are generally more moderate than in the US or Europe. For these trips, our Basic plan ($3.19/day for $20,000 coverage) or Standard plan ($4.99/day for $35,000 coverage) often provide an excellent balance of affordability and protection. They cover all the essentials, ensuring you're protected from common travel health issues like food poisoning, unexpected infections, or minor injuries, without requiring the high limits needed for North America.

### Special Requirements for Schengen Visa Applicants

For travelers from the Dominican Republic, Ecuador, and Bolivia, obtaining a visa is necessary to enter the Schengen Area. Our dedicated [insurance for the Schengen Visa](/seguro-schengen?utm_source=blog&utm_medium=article&utm_campaign=blog-relinked-v2) plan is specifically designed to meet all the official requirements for the visa application process. This plan, priced at just $2.99/day, provides the requisite €30,000 coverage and comes with an official certificate to include in your application, streamlining the process and helping to prevent visa rejection due to non-compliant insurance.

Ready to see which plan is best for your specific trip? **[Get your personalized quote in seconds](/#quote) and travel with the confidence that you're fully covered.**

## Real-Life Scenarios: When Travel Insurance Becomes Your Lifeline

It's easy to think "it won't happen to me," but travel is full of uncertainties. International travel insurance isn't just a document; it's a practical tool that can save you from immense stress and financial hardship. Here are a few real-world examples of how a Baraglo plan can become your most valuable travel companion.

### Scenario 1: A Skiing Accident in the USA

Imagine you're on a dream ski trip in Colorado. You take a tumble on the slopes and suffer a fractured tibia. The ski patrol evacuates you to a local clinic, and from there, you're transferred to a hospital for surgery. The bill includes the ambulance ride, emergency room fees, orthopedic surgeon, anesthesiologist, hospital stay, and medication. Without insurance, the total cost could easily surpass $60,000. With Baraglo's **Premium Plan ($100,000 coverage)**, you would simply call our 24/7 assistance line. We would coordinate with the hospital, guarantee payment, and handle all the bills directly. Your only focus would be on your recovery, not the crippling debt.

### Scenario 2: Sudden Illness in Southeast Asia

You're backpacking through Thailand and come down with a severe case of food poisoning, leading to dehydration. You need to be hospitalized for a few days for IV fluids and observation. While healthcare in Thailand is more affordable than in the US, a multi-day hospital stay can still cost several thousand dollars, a significant hit to any travel budget. With the **Standard Plan ($35,000 coverage)**, this unexpected expense is completely covered. You get access to a quality private hospital, and Baraglo takes care of the cost, ensuring a small mishap doesn't derail your entire trip.

### Scenario 3: Lost Luggage Before a European Cruise

You land in Rome for the start of a Mediterranean cruise, but your checked baggage with all your formal wear and essentials is missing. The airline says it could take days to locate it. Your cruise departs tomorrow. This is where benefits beyond medical coverage become crucial. Many Baraglo plans include coverage for baggage delay. This allows you to purchase necessary clothing and toiletries to enjoy your cruise without waiting for your bag. The plan reimburses you up to a specified limit, turning a major travel nightmare into a minor inconvenience.

### Scenario 4: A Family Emergency Back Home

You're two weeks into a month-long trip through South America when you receive news of a sudden family emergency that requires you to return home immediately. Your non-refundable flight home is weeks away. The trip interruption benefit included in select Baraglo plans can cover the cost of a last-minute, one-way flight home. Furthermore, our repatriation benefit would cover the complex and expensive logistics of returning a traveler's remains home in the tragic event of a death abroad, relieving the family of an immense emotional and financial burden during a difficult time.

## Key Benefits Included in All Baraglo International Plans

While the total coverage amount varies by plan, every Baraglo policy is built on a foundation of essential benefits designed to provide 360-degree protection. We focus on what truly matters, ensuring every traveler has access to critical support when they need it most. Our goal is to provide more than just a policy; we provide a partnership in safe travel.

    - 24/7 Multilingual Emergency Assistance: This is the heart of our service. No matter the time zone or your location, you have a direct line to a team of experts ready to assist you in your language. Whether you need a doctor referral, medical advice, help with a lost passport, or emergency travel arrangements, our team acts as your lifeline on the road.

    - Coverage for Medical Expenses: This is the core protection. All our plans cover expenses from sudden, unexpected illnesses (like COVID-19 or appendicitis) and accidents that occur during your trip. This includes doctor's visits, hospitalization, surgery, prescription medication, and lab tests up to your chosen policy limit.

    - Emergency Medical Evacuation: If you suffer a serious injury or illness in a remote area or a location without adequate medical facilities, this benefit is crucial. It covers the cost of transporting you to the nearest medical center capable of providing the necessary care. This can involve an ambulance, helicopter, or private air ambulance, which can cost tens of thousands of dollars.

    - Repatriation of Remains: In the tragic event of a death while traveling, this benefit covers the significant costs and complex logistics of returning the deceased's remains to their home country, relieving the family of a heavy financial and administrative burden during a time of grief.

    - Additional Protections: Depending on the plan you choose, you can also receive coverage for other common travel headaches, such as trip interruption, and baggage delay or loss, adding another layer of security to your journey.

## Get Your International Travel Insurance in 3 Easy Steps

We've designed our entire process to be as fast and simple as possible. You can get fully insured for your international trip in less than five minutes right from your computer or smartphone. Forget long forms, confusing questions, and waiting for approvals. Here’s how it works:

    - Get Your Instant Quote: Visit our homepage and enter your destination, travel dates, and the age of each traveler. Our system will instantly calculate your per-day price for all available plans. No personal information is required just to see the price.

    - Compare and Choose Your Plan: We'll display our plans in a clear, easy-to-read format. You can easily compare our travel insurance plans side-by-side, looking at the medical coverage, price, and key benefits to see which one is the perfect fit for your trip and budget.

    - Purchase and Receive Your Policy Instantly: Once you've selected your plan, just fill in your personal details and complete the secure online payment. Your policy, coverage certificate, and emergency contact information will be sent to your email immediately. You're now protected and ready to travel!

**Don't wait until it's too late.** Secure your peace of mind for your next international adventure now. [Click here to get your instant, no-obligation quote from Baraglo and travel smarter!](/#quote)

    

## Frequently Asked Questions

    

### Do I really need international travel insurance?

    

Yes. Your local health insurance is unlikely to cover you abroad. International travel insurance protects you from potentially crippling medical bills for accidents or illnesses, which can cost tens of thousands of dollars in countries like the U.S.

    
    

### How much does international travel insurance cost?

    

The cost depends on your age, destination, and trip duration. Baraglo makes it affordable with plans starting from just $3.19 per day, offering a transparent price so you know exactly what you're paying for.

    
    

### What is the best international travel insurance?

    

The 'best' insurance is the one that matches your trip's needs. For Europe, our Standard plan is perfect. For the USA, we recommend the Essential Plus or Premium plan for higher coverage. Baraglo provides clear options to help you choose wisely.

    
    

### Does this insurance cover COVID-19?

    

Yes, all Baraglo international travel insurance plans include medical assistance for illnesses, including COVID-19, just like any other sudden illness that may occur during your trip.
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_Source: Baraglo On Trip Protect (licensed travel-insurance brokerage, Dominican Republic). Underwritten by OneAlliance / HAS Companies. See https://baraglo.com/blog/international-travel-insurance for the live, fully-formatted version._