# Your essential Schengen travel insurance from $2.99/day
> Get your official Schengen travel insurance that meets all visa requirements. Instant certificate and coverage up to $100,000. Plans from $2.99/day. Buy now!
- **Canonical:** https://baraglo.com/blog/schengen-travel-insurance
- **Published:** 2026-06-09T14:00:45.434+00:00
- **Updated:** 2026-06-21T03:00:06.412325+00:00
- **Category:** Travel Insurance
- **Author:** Equipo Editorial Baraglo — Editores especialistas en seguros de viaje internacionales
- **Expertise:** Seguro de viaje Schengen, ETIAS, Visa Schengen, Seguro de viaje Estados Unidos, Seguro de viaje Canadá, Cobertura médica internacional, Convenio Schengen, Viajeros dominicanos, Viajeros ecuatorianos, Viajeros bolivianos
- **Keywords:** schengen travel insurance
## About the author

Equipo editorial de Baraglo On Trip Protect, correduría de seguros de viaje regulada en República Dominicana, especializada en pólizas internacionales con respaldo OneAlliance y HAS Companies.

**Credentials**

- Correduría de seguros regulada en República Dominicana
- Alianza estratégica con OneAlliance (HAS Companies, 25 años, red global 800.000 proveedores médicos, certificaciones ISO/HIPAA)
- +5.000 pólizas emitidas a viajeros LATAM (2024-2026)
- Especialistas en cumplimiento Convenio Schengen (EUR 30.000 mínimo) y ETIAS

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Planning a trip to the enchanting Schengen Area? Whether you're applying for a visa or simply seeking peace of mind for your European adventure, securing the right travel insurance is crucial. Baraglo offers official Schengen travel insurance plans designed to meet all mandatory visa requirements and protect you against unexpected medical emergencies, starting from just $2.99 per day.

# Your essential Schengen travel insurance from $2.99/day

## What is Schengen travel insurance and why is it mandatory?

The Schengen Area represents a unique zone of 29 European countries that have largely abolished internal border controls, allowing for seamless travel between them. This includes popular destinations such as France, Germany, Italy, Spain, and many others. While this open-border policy simplifies travel for many, it comes with specific requirements, particularly concerning health and safety.

For many non-EU citizens, especially those from countries that require a visa to enter the Schengen Area, travel insurance is not just a recommendation—it's a mandatory prerequisite for obtaining a Schengen visa. This requirement ensures that all visitors are financially prepared to handle any unforeseen medical emergencies or health-related incidents during their stay, preventing them from becoming a burden on European healthcare systems.

The core requirements for Schengen travel insurance are clear: it must provide a minimum medical coverage of €30,000 (approximately $32,500 USD), cover emergency medical treatment, hospitalisation, and repatriation in case of illness, injury, or death. Furthermore, the policy must be valid for the entire duration of your planned stay and be accepted across all 29 member states of the Schengen Area. Baraglo's insurance plans are meticulously designed to meet and often exceed all these official requirements, providing you with compliant coverage and an instant certificate for your visa application. [Understanding how travel insurance works](/seguro-schengen?utm_source=blog&utm_medium=article&utm_campaign=blog-relinked-v2) is the first step to a worry-free trip.

## Compare Baraglo's compliant plans for your trip to Europe

Choosing the right travel insurance plan for your journey to Europe can seem daunting with so many options. Baraglo simplifies this by offering a range of Schengen-compliant plans tailored to different needs and budgets, all designed to ensure you meet the official requirements and travel with confidence. Let's compare the best options available for your European adventure.

| Plan Name | Price/Day | Medical Coverage | Best For... |
| --- | --- | --- | --- |
| Visa Schengen | $2.99 | $30,000 USD | Visa applicants from Dominican Republic, Ecuador, and Bolivia seeking basic, compliant coverage. |
| Estándar | $4.99 | $35,000 USD | All travelers (visa-exempt or not) looking for great value and enhanced peace of mind. |
| Essential Plus | $5.29 | $50,000 USD | Travelers who desire a higher level of protection and additional benefits for their trip. |
| Premium | $8.99 | $100,000 USD | Travelers seeking maximum security and comprehensive coverage for longer trips or specific concerns. |

### Visa Schengen Plan ($2.99/day)

Specifically crafted for visa applicants from the Dominican Republic, Ecuador, and Bolivia, our Visa Schengen plan is the most budget-friendly option to meet the mandatory insurance requirements. With $30,000 USD in medical coverage, it perfectly aligns with the minimum €30,000 EUR requirement, ensuring your visa application goes smoothly. This plan provides essential protection against medical emergencies and repatriation costs.

### Estándar Plan ($4.99/day)

The Estándar Plan is our recommended option for all travelers heading to the Schengen Area, whether you require a visa or not. Offering $35,000 USD in medical coverage, it not only exceeds the minimum €30,000 EUR requirement but also provides a greater buffer for unexpected medical expenses. It strikes an excellent balance between cost and comprehensive protection, making it our best-value plan for general travel to Europe. The official Schengen visa insurance requirement is a minimum coverage of €30,000. Baraglo's Estándar Plan exceeds this with $35,000 USD in coverage, offering greater peace of mind.

### Essential Plus Plan ($5.29/day)

For those seeking an elevated level of protection, the Essential Plus Plan provides $50,000 USD in medical coverage. This plan is ideal for travelers who want to ensure a more robust safety net against higher medical costs or more complex situations that might arise during their trip. It offers enhanced benefits, giving you greater confidence and security throughout your European journey.

### Premium Plan ($8.99/day)

Our Premium Plan is the ultimate choice for maximum security and comprehensive coverage. With an impressive $100,000 USD in medical coverage, this plan is perfect for long trips, travelers with specific health concerns, or those who simply desire the highest level of protection available. It offers extensive benefits, ensuring that you are fully covered for almost any medical eventuality during your time in Europe.

Remember, for travelers over 75 years of age, a 50% surcharge will apply to these daily rates. Regardless of your age or plan choice, Baraglo provides instant-issue certificates, recognized by all consulates, so you can [get an instant quote](/schengen-visa-insurance) and be ready for your visa appointment in no time.

## Official Schengen visa insurance requirements checklist

To ensure your travel insurance policy is fully compliant with Schengen visa regulations, it must meet several specific criteria. Failing to meet these requirements can lead to visa application delays or even rejection. Baraglo’s Schengen-eligible plans are specifically designed to tick every box on this crucial checklist:

  - Minimum Coverage: The policy must provide a minimum coverage of at least €30,000 EUR for medical emergencies, which is approximately $32,500 USD. This amount is crucial for covering potential healthcare costs in Europe.

  - Comprehensive Medical Care: Coverage must include emergency medical treatment, hospital care, and other unexpected health issues that may arise during your stay.

  - Repatriation Included: The insurance must cover repatriation expenses in case of serious illness, accident, or death. This ensures that you can be safely transported back to your home country if necessary.

  - Validity for Entire Stay: Your policy must be valid for the entire duration of your intended stay in the Schengen Area. If you plan a 30-day trip, your insurance must cover all 30 days.

  - Accepted Across All Member States: The insurance must be valid in all 29 Schengen member countries. This means seamless coverage regardless of which country you are visiting within the zone.

Baraglo provides reassurance that all our Schengen-compliant plans, including the Visa Schengen, Estándar, and Essential Plus options, cover all these points. All Baraglo Schengen-compliant plans provide an instant, downloadable insurance certificate accepted by all Schengen consulates, perfect for last-minute visa appointments. This means you can confidently submit your visa application knowing your insurance meets every official requirement.

Beyond the mandatory requirements, travel insurance offers critical protection against the high costs of healthcare in Europe. Even for those not requiring a visa (such as travelers from Mexico or Colombia), having robust insurance is strongly recommended. For example, a simple hospital visit for a minor injury in a country like [traveling to Spain](/seguro-viaje-usa?utm_source=blog&utm_medium=article&utm_campaign=blog-relinked-v2) could easily cost hundreds or thousands of dollars without insurance. A comprehensive plan ensures you’re covered for unexpected events, allowing you to focus on enjoying your trip.

## How to get your insurance certificate for the visa in 3 simple steps

Securing your official Schengen travel insurance certificate with Baraglo is a quick and straightforward process. We understand that preparing for a visa application or an international trip can involve many steps, so we've streamlined our process to be as efficient as possible, ensuring you receive your vital documentation without delay.

### Step 1: Choose your plan

Visit our website and explore the Baraglo Schengen-compliant plans. You can select the Visa Schengen plan if you are from the Dominican Republic, Ecuador, or Bolivia and need to meet the basic visa requirements. Alternatively, consider the Estándar or Essential Plus plan for broader coverage and enhanced peace of mind, especially if you are traveling from other LATAM countries that might not require a visa but still value robust protection. Evaluate the "Price/Day" and "Medical Coverage" to select the option that best fits your travel needs and budget.

### Step 2: Provide your details

Once you've selected your ideal plan, you'll be prompted to enter your personal information, including your full name, date of birth, passport number, and contact details. You'll also need to specify your travel dates to and from the Schengen Area. Our secure platform ensures that your data is protected throughout this process. Accurate details are crucial for your insurance certificate to be valid and accepted by consulate officials.

### Step 3: Download your certificate

After entering your information, proceed to complete the payment online through our secure portal. Once your payment is confirmed, your official insurance certificate will be generated instantly and sent directly to your email inbox. This digital certificate is ready to be printed and included with your visa application documents for your consulate appointment. It serves as undeniable proof that you meet all the mandatory insurance requirements for your Schengen visa. All Baraglo Schengen-compliant plans provide an instant, downloadable insurance certificate accepted by all Schengen consulates, perfect for last-minute visa appointments.

Our goal is to make this process seamless so you can focus on other aspects of your trip planning, like compiling your [essential documents for traveling to Europe](/seguro-schengen?utm_source=blog&utm_medium=article&utm_campaign=blog-relinked-v2). With Baraglo, obtaining your compliant Schengen travel insurance is just a few clicks away. [Get your instant quote today!](/seguro-schengen?utm_source=blog&utm_medium=article&utm_campaign=blog-relinked-v2)

### Why Contract with Baraglo?

When planning your vital trip to the Schengen Area, choosing the right travel insurance provider is paramount. Baraglo is a leader in travel insurance for LATAM travelers, offering specific advantages that make us the ideal choice:

  - Competitive Pricing and Tailored Plans: Baraglo understands the diverse needs of LATAM travelers. Our plans are designed to be highly competitive, with options starting from just $2.99 per day (e.g., our Visa Schengen plan). We offer specific plans like the Visa Schengen for Dominican, Ecuadorian, and Bolivian citizens, which directly addresses their mandatory visa insurance requirements at an unbeatable price. For others, our Estándar and Essential Plus plans provide excellent value and superior coverage.

  - Official Compliance and Instant Certification: All Baraglo Schengen-compliant plans meet and often exceed the mandatory €30,000 EUR medical coverage requirement, including repatriation. Our commitment to official compliance means you receive an instant, downloadable insurance certificate that is recognized and accepted by all Schengen consulates and embassies. This eliminates stress during your visa application process, providing solid proof of coverage when you need it most.

  - 24/7 Multilingual Support: Traveling internationally, especially in an emergency, can be daunting. Baraglo offers 24/7 customer support, including multilingual assistance, ensuring help is always available when you need it, no matter where you are in the Schengen Area. Our dedicated team is ready to assist with medical emergencies, claim inquiries, or any other travel insurance-related questions, offering you true peace of mind.

## Special focus: Insurance for Dominican, Ecuadorian, and Bolivian citizens

For citizens of the Dominican Republic, Ecuador, and Bolivia, planning a trip to the Schengen Area involves a unique set of requirements, primarily the mandatory acquisition of a Schengen visa. This visa application process strictly requires proof of travel insurance that meets the specified criteria set forth by European regulations. Baraglo has meticulously addressed this specific need to ensure a smooth and affordable path for these travelers.

Baraglo's 'Visa Schengen' plan, priced at just $2.99/day, is specifically designed for visa applicants from the Dominican Republic, Ecuador, and Bolivia, meeting all consulate requirements. This specialized plan offers the most affordable and direct way for citizens of these countries to fulfill the mandatory insurance requirement. With a robust $30,000 USD in medical coverage, it perfectly aligns with the minimum €30,000 EUR (approx. $32,500 USD) threshold, securing your compliance without unnecessary extra costs.

We understand the importance of having all your documents in order for your visa appointment. That's why, with Baraglo, your insurance certificate is generated instantly upon purchase. This means no waiting periods, no delays – just a ready-to-print official document that is recognized and fully accepted by all Schengen consulates and embassies. This immediate access to your certificate is invaluable for last-minute applications or tight deadlines.

Our commitment to these nationalities stems from recognizing a specific gap in the market, where other providers often overlook these particular consular needs. With Baraglo, Dominican, Ecuadorian, and Bolivian citizens can confidently apply for their Schengen visa, knowing they have a fully compliant, affordable, and instantly verifiable travel insurance policy backing their journey.

For travelers from countries that do not need a Schengen visa, like Mexico or Colombia, travel insurance is not mandatory but highly recommended due to high healthcare costs in Europe.

Don't let the technicalities of travel insurance deter you from your European dream. Baraglo simplifies the process, offering trusted, compliant, and affordable plans. [Get your instant Schengen travel insurance quote today](/seguro-schengen?utm_source=blog&utm_medium=article&utm_campaign=blog-relinked-v2) and embark on your adventure with absolute peace of mind!

  

## Preguntas frecuentes

  

### Do I need travel insurance for a Schengen visa?

  

Yes, it is a mandatory requirement for the visa application. You must show proof of travel medical insurance with a minimum coverage of €30,000 that is valid throughout the Schengen Area.

  

### How much does Schengen travel insurance cost?

  

The price depends on the coverage level. Baraglo offers compliant plans like our Visa Schengen plan starting at just $2.99 per day, designed for visa applicants from the Dominican Republic, Ecuador, and Bolivia.

  

### What is the minimum coverage required for Schengen insurance?

  

The official minimum requirement set by European regulation is €30,000 for medical emergencies and repatriation. We recommend our Estándar plan with $35,000 USD coverage for more complete protection.

  

### Can I get a refund if my Schengen visa is denied?

  

Yes. If your visa is refused, Baraglo facilitates the cancellation and refund process for your insurance policy. You just need to provide the official visa denial letter from the embassy or consulate.

  

### I am from a country that doesn't need a visa for Schengen. Should I still get insurance?

  

Absolutely. While not mandatory for entry, medical care in Europe is very expensive. Travel insurance protects you from massive unexpected costs from an accident or illness during your trip.
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_Source: Baraglo On Trip Protect (licensed travel-insurance brokerage, Dominican Republic). Underwritten by OneAlliance / HAS Companies. See https://baraglo.com/blog/schengen-travel-insurance for the live, fully-formatted version._